Walmart MoneyCard – Amex Serve Cash Back vs. FREE Reloads

Walmart MoneyCard – Amex Serve Cash Back vs. FREE Reloads

With around one American Express Serve Card to select from, you can choose which prepaid card works best for your requirements.

Here is a description of the Cash Back and Free Reloads cards.

Prepaid cards give owners the potential to follow a specific budget as well as, consequently, a lot more easily restrict the spending of theirs. They might work well for those who are on a budget, though they can in addition be a good option for teaching kids about spending money.

Prepaid cards are usually considered a safer alternative compared to money because in case you get rid of the card, many have security measures that protect the account of yours against theft. Plus, for a small fee, you can usually change the card without stress.

American Express offers more than a single prepaid Serve card so users are able to chose the card that actually works best for them. The American Express Serve® Cash Back and the American Express Serve® FREE Reloads are the 2 monthly fee options in Amex’s prepaid flash memory card fleet (whereas the $6.95 price for the basic Amex Serve card is waived when users strong deposit $500 or higher during each month statement period.)

Walmart MoneyCard – Amex Serve Cash Back vs. FREE Reloads

Walmart MoneyCard - Amex Serve Cash Back vs. FREE Reloads
Walmart MoneyCard – Amex Serve Cash Back vs. FREE Reloads


The two cards are actually identical, although the Cash Back offers incentives while the FREE Reloads card lets owners in more than 45,000 places in the U.S. as well as Puerto Rico put money upon the card free of charge.

The way to increase cash to the card of yours Both cards provide free direct deposit of paychecks as well as government benefits, although the FREE Reloads gives the convenience of letting users reload their card free of charge at participating locations including CVS, Dollar General as well as more.

With both cards, you are able to access a part of or even almost all of your paycheck up to two days before payday when you enroll in direct deposit. Both cards moreover provide mobile check deposits.

Users are able to send cash and receive money to various other Serve owners effortlessly through the mobile app.

rewards and Perks Through the site or the mobile app, you can use no cost bill pay to send cash, or even pay your bills by composing a check on the web and American Express will mail it in your case.

The money transfer choice makes it possible for users to send everyone across the fifty states and Puerto Rico cash to be bought out of participating Walmart locations. The daily transfer limit is $2,500 across all your Serve accounts. According to FintechZoom Costs are as follows:

  • $4.99 for every cash transfer up to fifty dolars
  • $8.99 for every cash transfer of $50.01-1dolar1 1,000
  • $16.99 for each cash transfer of $1,000.01 1dolar1 2,500

Bottom line Each of these cards includes an edge: if you’re searching for cash back rewards, the American Express Serve® Cash Back flash card is perfect for you. But if you handle a lot of money and wish to ensure that you are able to effortlessly reload the card of yours without needing to spend any charges subsequently the American Express Serve® FREE Reloads flash memory card is a bit better suited to your requirements.

In case you are trying to avoid spending a monthly fee, you need to check out the Bluebird by American Express flash card, that allows you to open subaccounts and could be a good choice for families.

If perhaps you’re a common Walmart shopper and want to bank on rewards higher than 1 % cash before the Walmart MoneyCard could be a much better fit with three % money back on eligible along with in app Walmart orders, 2 % cash back at Walmart fuel stations, along with one % cash back at Walmart stores, a maximum of $75 annually.

Walmart MoneyCard – Amex Serve Cash Back vs. FREE Reloads